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THE COVERAGE YOU NEED.
THE ANSWERS YOU WANT.
Having the right Medicare plan can mean peace of mind when it matters most. We're here to help you and your family.
Our simple, convenient enrollment web site is powered by
The world of health insurance keeps changing. You have more choices to consider... more questions to ask... and more reasons to turn to the resource you know and trust. The North Carolina State Firefighters' Association has endorsed this service to help members better understand Medicare, explore plan options, and choose the right solution for your need.
Compare your plan options
Treadmill
Medicare Advantage
Simplify your life with all-in-one coverage and money-saving extras.
Heartbeat
Medicare Supplement
Help fill Medicare's "gaps" and enjoy the freedom to choose any doctor.
Pills
Medicare RX Plans
Add-on coverage that helps offset the high cost of prescription medications.
A quick look at Medicare
Medicare is a federal health insurance program for people age 65 and older, people under 65 with certain disabilities, and people of all ages with end-stage renal disease ("ESRD").
Part A
Inpatient hospital and skilled-nursing care
Part B
Doctor visits, outpatient care
Arrow up
Original Medicare
Arrow up
Part C
Medicare Advantage
(Only available through private health plans)
Part D
Prescription medicines
(Only available through private health plans)
If I get Original Medicare from the government, why do I need to buy a private health plan?
Original Medicare does not cover:
  • Deductible, coinsurance and copays for covered services
  • Most dental care
  • Most prescription medicines
  • Routine eye care
  • Routine hearing exams
  • Fitness programs
  • Services outside the U.S.
  • Acupuncture
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Certain private health plans may cover some or all of these services
When can I enroll?
The Initial Enrollment Period (IEP)
3 months
before
you turn 65
The
month
you turn 65
3 months
after
you turn 65
The Annual Election Period (AEP)
Oct 15
to
Dec 7
The Special Enrollment Period (SEP)
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This is for special life events, like moving to a new state or retiring. Visit medicare.gov for more info.
Team
A team you can trust
The North Carolina State Firefighters' Association is committed to promoting and protecting the interests and well-being of professionals like you. Through our partnership with Ignitist, we're working on your behalf to help you make informed decisions about Medicare and choose coverage that's right for you.